A stitch in time saves nine

A stitch in time saves nine

Adages and proverbs pepper our daily expressions. ‘A stitch in time…’ is a peculiar one. Although we know it is related to the benefits of acting efficiently in good time, it often prompts the question ‘nine what?’ The answer is it is simply ‘nine stitches’. So the age old advice is act to fix something […]

A Guide To The Basics Of Life Insurance

A Guide To The Basics Of Life Insurance

Life insurance is a matter that mature people will understand better. It is one thing that has an adult ring to it, don’t you think so? If you are like me, life insurance would have been part of the benefits provided to you by your employer. This means that you have been taken care of […]

Banks To Scrap Foreign Currency Mortgages

Banks To Scrap Foreign Currency Mortgages

Private banks do not any longer offer mortgages in foreign currencies. This has affected wealthy borrowers who tried to take advantage of the lower interest rates abroad. The falling value of the pound has, however, increased repayment amounts drastically. The Royal Bank of Scotland International and Barclays Wealth were among the private banks that sold […]

Paying Off Your Mortgage Early – Is It The Best Idea?

Paying Off Your Mortgage Early – Is It The Best Idea?

In a majority of the cases it is always better to pay off the mortgage and be done with the debt as it will save you a lot of money in terms of interest. However, under some conditions it is not the best thing that you can do. Should the Mortgage Be Paid Off Early […]

Off-premises Coverage Of Home Insurance Explored

Off-premises Coverage Of Home Insurance Explored

When you leave your home, the homeowner’s insurance policy that you have purchased will also follow you. It protects you and your family against theft or loss of personal possessions and liability due to property damage or accidental injuries. A standard homeowner’s policy, thus, includes off-premises coverage unless you have decided to exclude it, according […]